Long considered a CD alternative, fixed annuities have become very popular nowadays. Pay higher than CD's and deferring taxes, many people say the market interest rate that a fixed annual fee is a better alternative than to commit money to a CD or submit it to the store on the money market account ... Such as a CD, you can make money off fees fixed annual fee. You need to leave money to a fixed annual fee for years, usually between 2 and 5 years. Longer you leave your money in higher interest rate. Depending on the fixed annuity purchased, the annual amount may not be withdrawn without penalty. This amount is usually about 10%. (more...)