"Get to the (decimal) point!" Tired of assessing your net worth from an ATM printout? Bouncing checks because you're "not an accountant?" Account balancing was difficult enough before the onslaught of ATM withdrawals swept the nation. So let's get those growing piles of bank statements under control; the effective handling of your finances will eliminate considerable stress and confusion from your life. As this 2torial shows, it's really not too hard once you assemble the necessary elements. To clear up any misconceptions, balancing your checkbook is not the same as keeping a daily balance. The objective of this 2torial is to find the discrepancies between your daily record and the monthly bank statement. Once these differences are accounted for, your records and the bank's records