Should they save the children?

Tags: banking, financial education, General, investment, savings

Get over the crisis (but)

Tags: banking, General, Love and money, real estate, stock market

How to stop throwing money

I’ve spent 80 pesos. And they are 8 and 10 in the morning! The worst thing is that all these costs are unnecessary.
Look, I know I have to pay the lady who works at home in cash every Friday. Although I knew I did not go to the Banamex since Thursday, so I go to Sanborn in the morning (because I guess it’s safer to go to an ATM on the street). Forgetting cost me 25 pesos, 5 to 20 for Inbursa and Banamex.
Since that time invested in going to the cashier, did not prepare anything for lunch at noon. Okay, buy a sandwich at Starbucks at 49 pesos. Read the rest of this entry »

Tags: financial education, General, Personal Finance, savings, Tax

Treasury wants to give you money

1. The government is eager to returning you money on your taxes. Anxious, eager as they say, maybe not, but you can get yourself a little money back if they do not present your annual statement.
I got the trick: You keep some money for five years or more and only pay taxes when you take it out. It’s like the IRS hiding these resources during this period. You must open an account on an insurer or a distributor of funds, through the scheme of Article 218 of the law of income tax. So if you need a break this year, that’s a good chance. Run to open the account because you have to do before filing the annual statement. The advantage is that this year has extended the deadline for submission until the end of this month Read the rest of this entry »

Tags: finance, financial education, General, Personal Finance, Shopping, taxes, U.S. dollars

What if the fault is not outside Carstens but yours?

1. The finance secretary said that the worst is over. And for lack of better analysis, I imagine a wave of pundits who will say that this is not true, that the secretary is exaggerated or overly optimistic. Is that good becomes little breast Carstens to criticize him. But while they throw darts, I ask you already doing something for the worst, whether already passed or is yet to come? If you do not think to Carstens, then please to build your emergency fund, which is supposed to cover three months of your expenses. This fund should be almost in sight while good yields for cover as inflation (so you should find something that gives 6% per year, at least). Forget the bank notes, asking you thousands of dollars minimum investment and leave the money there for almost a year in exchange for a small performance. And what do you do to have a ahorrito? Where did you keeping? Ask for a bond fund. Remember that the less money you put, the more commission they charge. Read the rest of this entry »

Tags: finance, financial education, General, of economic crisis, Personal Finance, saving