1. The finance secretary said that the worst is over. And for lack of better analysis, I imagine a wave of pundits who will say that this is not true, that the secretary is exaggerated or overly optimistic. Is that good becomes little breast Carstens to criticize him. But while they throw darts, I ask you already doing something for the worst, whether already passed or is yet to come? If you do not think to Carstens, then please to build your emergency fund, which is supposed to cover three months of your expenses. This fund should be almost in sight while good yields for cover as inflation (so you should find something that gives 6% per year, at least). Forget the bank notes, asking