Although many articles and books have been written to help you when you owe very little has been written about how to avoid falling into the debt first. Many people want to go to Credit Counseling only when they are on the verge of filing for bankruptcy. If you want to succeed financially, you must first learn the way things before, not after. In this article I show you a sense of what you can do to ensure that debt. Teaching Personal Finance at the grassroots level (more...)