Thanks to the financial and banking activity are available in many cases those resources required to meet certain needs or to develop different types of projects and ideas that greatly expand the opportunity to participate in market activities, all this thanks the figure of the credits, depending on your purpose and use which will give the amount awarded will have a specific classification, while also meeting the conditions of the person making the request, understanding the concept of a person in that person natural and legal person. A clear example of claims that are useful, are known as trade credit, which has this name because it leaves the normal range of credits such as consumption, housing, student, car, etc.., Since their action and would

use it within the business scope, to be considerable amounts of money that banks lend to businesses, whatever their denomination, this idea of supporting the operation and possible expansion. As you can understand the trade credit can mean a big boost for business and hence the commercial field, so interesting to know some more about the subject and the conditions attached to trade receivables. Commercial loans can be provided both within the country's currency or foreign currency, will depend on the type of investment that was made, as may be requested to invest or buy certain materials from foreign agents, just as the cancellation of the appropriation should be in the currency in which trade credit request. Commercial loans are made to meet needs within a company such as capital for the completion of work by facilitating the adaptation of the environment the means of production and circulation of goods, in order to acquire certain assets and services that drive business activity or to refinance liabilities that are held with other entities and suppliers with whom we have an obligation that must be met in the short term. Thus commercial appropriation will enhance criteria such as sales, production, encourage the development of capital and thus increasing profits. Commercial loans are generally agreed to be paid over a period ranging from short to medium term and may take up to a period of 4 years, however it is possible through application to extend the long term, giving greater easy to apply for a credit company commercial. Other advantages that are generated by using the figure of trade credits, is that these are very flexible, and therefore allowing the extension of the payment of fees, with the idea of power supply activities of the same company. To gain access to business loans, banks require a large number of requirements to fulfill, such as the type of operations, revenue streams and expenditure and the various documents supporting the information, all with the idea to determine whether the company will replace the requirement that emerge.